Buyers Resources
10 Questions to Ask Your Lender
Be sure you find a loan that fits your needs with these comprehensive questions. ...
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10 Things a Lender Needs From You
W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan. ...
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10 Things to Take the Trauma Out of Homebuying
Find a real estate professional who’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s critical that the practitioner you choose is both skilled and a good fit with your personality. ...
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10 Tips for First-Time Homebuyers
Be picky, but don’t be unrealistic. There is no perfect home. ...
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10 Ways to Lower Your Homeowners Insurance Costs
Raise your deductible. If you can afford to pay more toward a loss that occurs, your premiums will be lower. ...
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Choices That Will Affect Your Loan
Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the lower the monthly payment if the same amount is borrowed. However, you pay more interest overall if you borrow for a longer term. ...
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Common Closing Costs for Buyers
The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs will probable have to be a cashier’s check. The title company or other entity conducting the closing will tell you the required amount for: ...
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Tips for Packing Like a Pro
Develop a master “to do” list so you won’t forget something critical. ...
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What Not to Overlook on a Final Walk-through
Be sure that: Repairs you’ve requested have been made. Obtain copies of paid bills and any related warranties. ...
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What Your Home Inspection Should Cover
Siding: Look for dents or buckling ...
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